Owner-occupied commercial real estate and business expansion capital through SBA 7(a), SBA 504, and USDA programs. Long terms, low down payments, and government-backed guarantees.
Looking to purchase the building they currently operate in, eliminating rent and building equity.
Acquiring an existing business, franchise, or expanding through acquisition with limited capital.
Constructing owner-occupied commercial buildings or mixed-use developments with favorable terms.
Leveraging USDA B&I guarantees for higher loan amounts in eligible rural and semi-rural locations.
The most flexible SBA product. Ideal for established businesses purchasing their operating facility or expanding through acquisition. Partially guaranteed by the federal government, allowing lenders to approve deals they otherwise wouldn't.
A two-lender structure: a conventional bank funds ~50%, a Certified Development Company (CDC) funds ~40%, and you put in 10%. Results in below-market fixed rates on long-term commercial real estate financing.
For businesses in rural or semi-rural areas. USDA B&I guarantees allow lenders to extend credit to businesses that might not otherwise qualify, with higher loan limits than most SBA products.
SBA and commercial deals require expert navigation. We'll help you identify the right program and guide you through the process.
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