Complete our intake form with property details, loan request, and borrower profile. Takes 8 minutes.
No credit pull required for pre-qualification. Business purpose loans only. Non-owner-occupied.
Our team underwrites the asset, the numbers, and the borrower profile against our lending criteria.
We evaluate LTV, LTC, ARV, DSCR, and experience. Decision made by a human, not an algorithm.
If qualified, you receive a detailed term sheet within 72 hours (estimate, subject to underwriting). Clear terms, no vague language.
Rate, points, LTV, LTC, prepay, term, and draw schedule all specified upfront.
We coordinate with title and escrow to get you to the closing table. Funded in days, not months.
Construction loans include draw management and optional GC network access for qualified borrowers.
Financing & Comprehensive Consulting for Real Estate Investors. Finding capital is only half the battle. Surviving the construction phase determines your profit. At Ducere Financial Group, we don't just hand over a loan and walk away. We offer an exclusive, comprehensive Construction Consulting & Delivery Add-On powered directly by our sister company, Ducere Construction Services, to help protect your equity and support project flow. Construction consulting and delivery are optional and subject to a separate agreement.
Estimating & Quantity Take-Offs
Budget Risk Mitigation to ensure numbers are realistic and precise before breaking ground to fix the root cause of project overruns.
Framing, Electrical & HVAC rough-ins
Inspections performed prior to city/authority inspections to maintain project flow and avoid costly municipal delays.
Turnkey or supplemental execution
Ducere Construction Services can step in directly as a subcontractor for a GC or real estate investor, or handle turnkey build execution when needed.
Your deal might need working capital, equipment financing, or an SBA loan. We connect you to two trusted funding partners that keep your project fully capitalized.
75+ lenders. Up to $15M. Funding in as little as 24–48 hours. Ideal for rapid scaling, high-limit working capital, and businesses that need capital fast.
Apply with National →SBA 7(a) & 504 specialists. 55+ lenders spanning banks and alternative capital. Best for business acquisitions, commercial real estate, and long-term strategy.
Apply with Lexington →Ducere may receive a referral fee on funded deals. All applications subject to individual lender underwriting.
Unmatched Field Credentials. Most lenders operate strictly behind a computer screen. We operate on active jobsites. Through our sister company, Ducere Construction Services, our leadership team brings elite, national-caliber construction credentials directly to your deal structure:
Nationally accredited to manage high-stakes, large-scale commercial structures and complex engineering sequencing.
Active state licenses in Georgia and Florida mean we possess a deep, localized mastery of the Sunbelt's strict building codes, environmental regulations, and municipal permitting pipelines.
Ducere Financial Group is a direct private lender providing Fix & Flip, Ground-Up Construction, DSCR, Bridge, and Portfolio loans for real estate investors and developers. When a deal falls outside in-house programs, it is placed with a capital source through its lender-placement network.
Our investor residential loans (Fix & Flip, Bridge, Ground-Up Construction, DSCR, and Portfolio) are business-purpose, non-owner-occupied financing for real estate investors and developers. Owner-occupied business or commercial real estate financing is available through SBA and USDA programs via our lender-placement network, not as a consumer owner-occupied mortgage.
Submit your deal through the intake form with property details, loan request, and borrower profile. Our team reviews complete submissions; timing depends on the program, deal, and underwriting. This is not a commitment to lend.
Ducere is a direct lender. When a deal falls outside in-house programs, it is placed with a capital source through its lender-placement network.
Ducere Construction Services is a separate, affiliated (sister) company and a NASCLA-accredited general contractor. It is not a parent of, and is not the same entity as, Ducere Financial Group.